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Refinance Car Loan - Getting a Low Rate Refi Quote

Refinancing an automobile loan is a great way to lower monthly payments and obtain a better rate on a car loan. Unfortunately, this area is rarely tapped into. For the most part, consumers are satisfied with the rate and terms obtained on their auto loan. However, if you had bad credit or a recent bankruptcy at the time of purchase, a refinancing may serve to your advantage.

Apply with our Recommended Auto Lenders:

Automotive - Vehicle Loans
    - Bad Credit is OK!
    - Get approved even if you have previously been turned down.
    - Get approved with the most severe credit problems.
    - Past bankruptcy or foreclosure? You may still qualify!
These automotive loan experts will also provide you with a response in just a few minutes. You won't have to wait long to find out if you've been approved!

MyAutoLoans-MAL-Another Great Auto Lender
    - Looking to reduce your car payment on an existing loan?
    - Your BAD CREDIT is OK!
    - Get approved even if you have previously been turned down.
    - Get approved with the most severe credit problems.
MAL offers quick and easy refinancing at no-cost. Compare loan offers side by side. Instant response!

Roadloans Auto Purchase Loans RoadLoans is a premier auto loan site that we recommend with confidence.
    - Fast and Easy Process - Apply today. Shop today.
    - Multiple financing options to fit your budget.
After a quick application, once approved, customers download their RoadLoans Voucher to carry to the dealer, which allows them to negotiate like a cash buyer. You can even get cash-out refinancing!

Low interest car loans are available for customers with existing loans. Here you can find lenders to help you refinance your car loan or adjust the term of the contract.

When getting a new auto loan, make sure you line up your financing before you visit a dealership. Once you have your financing in place, you give yourself an advantage when working with dealerships or sellers.

Let's face it, even people with bad credit need a car to drive. If you can't get to work with mass transit, you need a car. Auto Lenders are willing to make that gamble with you because they have the car as collateral. Some of the best, most reputable names in the auto lending industry are found right on ABCLOANGUIDE. Take a look at what they can offer you as a borrower.

Get a FREE discount New Car Quote!

Auto Loan Refinancing Basics

With any type of refinancing, a new loan is created to replace the old. In most instances, the new loan has more desirable terms and will save the buyer money. The same is true with a car loan refinancing. Because of falling interest rates, car refinancing has become more popular. Moreover, car buyers are using the money saved to payoff credit cards, start a savings account, etc.

Refinancing Requirements

The requirements for refinancing an auto loan are few, but very important. For starters, the person applying for the new auto loan must be the same person who acquired the initial. In addition, the names on both loans must be spelled the exact same. Moreover, before a lender will offer a refinancing, the new loan must exceed $7500, and the amount owed on the loan cannot exceed the value of the vehicle.

Tips for Applying for an Auto Loan Refinance

Because refinancing generally involves specific goals such as obtaining a lower rate and better loan terms, applicants should do everything possible to increase their chances of obtaining a better loan. For starters, closely monitor your credit rating.

If your score is low, the odds of a lower rate are slim. Furthermore, settle any past due or collection accounts, and reduce unnecessary debts. If filed a recent bankruptcy, it may be wise to delay refinancing until you have established new credit accounts.

Getting an Auto Loan Refi Quote

When refinancing an auto loan, a new lender is required. Thus, it becomes necessary to shop around for auto loan lenders. The easiest way to locate a good lender is by using an auto loan broker. Brokers offer one-stop comparisons because a single quote request can produce multiple offers from up to four different lenders.

Recommended Auto Refinance Lenders:


Loan Articles

Car Loans for All Credit Types - 99% of Applicants Are Accepted even with Bankruptcy