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For a very long time now, California has been one of the most popular states to live in. In each of the last three decades, California has gained 5 million inhabitants. Though the growth has been enormous, there has been exceptionally low home construction. Many experts blame the high land development costs, while others attribute the figures to California’s strict permit policy.



Either way, the booming population has led to a shortage of housing in California, which makes for an extremely competitive lending market. Lenders want customers; this is the perfect time to purchase a mortgage loan, refinance, or any other type of loan in California.

And, because California has such strict lending, regulations, borrowers can be confident in the lending system. Still, those in the market should shop around for a loan. Interest rates are very competitive, but they constantly fluctuate in the state of California. Many homebuyers are looking for fixed rate mortgages, while other buyers, such as property investors are opting for the ever-popular adjustable rate mortgage. Whichever way you decide to go, be sure to do your homework. When looking for a loan, you should compare lenders, rates, and loan terms.

Our recommended companies service California, including these cities; Anaheim, Beverly Hills, Burbank, Carmel, Fresno, Hollywood, Laguna Beach, Los Angeles, Monterey, Newport Beach, Oakland, Palm Springs, Palo Alto, Pasadena, Redondo Beach, Sacramento, San Diego, San Francisco, San Jose, Santa Barbara, Santa Cruz, and Santa Monica.

Our Recommended Lenders Servicing California -