Most payday loan companies do not pull your credit when they consider you for a payday loan.  There is usually no credit check at all when a lender evaluates your application for approval.

Approval for a payday loan is based on employment history, income, identity verification and some other basic documents.  You usually need to have a checking account.

Our Recommended No Credit Check Payday Loan Companies:  (updated: )

Payday loans are installment loans for poeple who cannot get financing from traditional lenders like banks and credit unions. With the economy expected to remain unstable for the forseeable future, the payday loans are expected to remain popular. For bad credit borrowers this type of cash loan may be your only option and can be very beneficial in the long run. Look for a reputable lender that is fair with its rates and with the terms of the loan.

In comparing lenders, we analyze:

• Does their process require faxing or no faxing?  What are their qualifications?
• Are they popular among other pay day loan borrowers?
• Are they reputable as a payday loan company?