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Unlike most of the nation, Georgia is one state that hasn’t seen a job or a housing boom. Unemployment is on the rise and Georgia’s housing has seen very modest appreciation values. 



Still, borrowers in Georgia have not been deterred. The lending industry has seen a great deal of action, namely interest only-mortgages. The loan type is very popular in Georgia. More than 50 percent of Georgia mortgages are a result of interest only home loans.

To make sure that these and other borrowers are protected from any unfair lending practices, the Georgia Fair Lending Act was recently put into effect. This law has made a significant impact on residential mortgage lending and other brokering services.

However, those looking for a loan in Georgia should take extra caution to protect themselves and their investment by carefully researching loans prior to purchase. Comparing rates, lenders, and loan terms will help to ensure a fair lending transaction.

Our recommended companies service Georgia, including these cities;  Athens, Atlanta, Augusta, Columbus, Macon, and Savannah.

Our Recommended Lenders Servicing Georgia -