If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

Mortgage rates are still low. Refinance & Lower Your Payment!
    - Get Started on a Lower Payment Now!
    - America's #1 Online Lender
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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

Before you apply for a mortgage it's a good idea to check your credit report. Even with poor credit, correcting mistakes and checking the accuracy of your credit report can be very helpful to you in choosing a lender and obtaining the lowest interest rate possible.

A pre-qualification or pre-approval from a lender can be useful in searching for and making an offer on a new home. Sellers can be very receptive to potential homebuyers who have already begun the mortgage process.

Loan products vary from one lending institution to another, so be certain to compare rates and terms. The rate of interest you pay can greatly affect your monthly payments and the over all costs involved in obtaining and paying off your home loan. Finding the best interest rate available to you will definitely save you money. While shopping for a mortgage, check the current interest rates as well as projected fluctuations in the market. Interest rates are currently at an all time low but even slight periodic changes can mean more money out of your pocket.

Your lender will be required to disclose the annual percentage rate that you'll pay in regard to your home loan. The APR will tell you how much interest you will pay each year and throughout the length of your mortgage. Each different lender and loan product will have unique terms and conditions. You interest rate will be based on several factors, including your credit score. Generally the higher your credit score, the lower the interest rate you will pay. If you have no or bad credit, your credit score will be lower than someone who has had many credit accounts and paid them as agreed each month. Shop around for the best lender and home loan for your situation.

No matter what your financial situation or credit score, finding a home loan with the lowest possible interest rate can save you thousands of dollars over time. Bad credit or good credit, there are lenders who can tailor a loan to your specific needs and offer you an interest rate and payments to fit your budget.

Here are our recommended sources for good mortgage companies online:

Top Recommended Companies To Refinance With:
(updated: )

Plain Payday Cash with PlainGreen Loans
    - Get up to $1500 Overnight
    - Instant Decisions!
    - If you have an emergency and need money for the unexpected!
    - Secure and safe!

Fast Personal Loans
    - Bad Credit is OK!
    - Get approved even if you have been turned down.
    - Get approved with the most severe credit problems.
    - Past bankruptcy or foreclosure? You may still qualify!

Emergency Payday Loans FAST!
    - Get a Great Plains Fast Payday Loan!
    - Very simple fast cash loan
    - Affordable instant payments
    - New customers can get up to $1000!

With a Great Plains loan, you'll repay your loan with easy, affordable installment payments! This application process is simple, safe and secure.

Don't let the unexpected scare you! Get the cash you need at MyCashNow
    - Simple fast personal loan
    - Affordable payments!

With a Great Plains loan, you'll repay your loan with easy, affordable installment payments! This application process is simple, safe and secure.

These loan experts will also provide you with a response in just a few minutes. You won't have to wait long to find out if you've been approved!