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Bad Credit Home Equity Loans

Home equity loans use your home as the collateral for your debt. Because the home must have sufficient value to cover the mortgage it may easier for a person with sub par credit to qualify for a bad credit home equity loan.

Top Recommended Companies To Refinance With:
(updated ):

Act Now! Lower your monthly mortgage payment!     - Competitive rates and no hidden fees
    - Bad Credit OK
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    - One dedicated mortgage banker from first call to closing
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If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

Mortgage rates are still low. Refinance & Lower Your Payment!
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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

What to expect A bad credit home equity loan will generally have an interest rate at least two points higher than a conventional home equity loan. Other additional fees may be required for a person with bad credit. You may also be required to pay off some bills with the money you receive from your home equity loan.

Ask questions People with bad credit are sometimes intimidated by lenders. In the mortgage industry many lenders make more money off of the bad credit loans they make than off of the loans they make to people with excellent credit. An honest lender is entitled to make additional money for taking on additional risk. However, don't be taken advantage of by a predatory lender. Some unscrupulous bad credit home equity loan companies will pile on unnecessary fees and penalties. Look at each item on your loan proposal and ask about anything that seems out of line.